Company History and Background
Regal Assets’ goal is to be a one-stop-shop for all customer needs when it comes to investing in precious metals and cryptocurrency. They are more than happy to share the tremendous success they have achieved over the years.
Founded in 2009 by Tyler Gallagher, the company considers itself the world’s first alternative assets IRA, allowing you to have a retirement portfolio that features both digital and hard assets. They have partnered with accredited custodians and trading firms, and seek to bring security and transparency to their interactions with customers.
Product & Services
Regal Assets refers to its services as a “gold IRA on steroids,” with a wide array of acceptable products for your investment portfolio beyond just precious metals. That includes:
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Gold
- American Eagle coins
- Australian Kangaroo/Nugget coins
- Austrian Philharmonic
- Canadian Maple Leaf coins
- Credit Suisse Gold Bars
- S. Buffalo uncirculated gold coins
- Bars and rounds
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Cryptocurrencies
- Bitcoin and Bitcoin Cash
- Ethereum and Ethereum Classic
- Litecoin
- Ripple
- Stella
- Zcash
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Silver, Platinum, and Palladium
- American Eagle coins
- Australian Kookaburra and Koala coins
- Austrian Philharmonic
- Canadian Maple Leaf coins
- Mexican Libertad coins
- Bars and rounds
- Isle of Man Noble coins
While crypto is still largely viewed as a high-risk investment, gold IRAs are a time-tested way to reduce the risk of volatility for your retirement investing strategy.
Gold is what’s known as a “safe-haven investment,” thanks to its stability. While other commodities rise and fall drastically, gold’s value fluctuates within a much smaller range and holds its value at essentially the same point. In the world of investments, gold regularly outperforms stocks over time.
By including gold in an IRA, you could help stabilize your portfolio, either as a way to simply increase returns or insulate your money from the volatility of the market.
Pricing Info and Minimum Investment
Regal Assets gold IRAs come with a minimum investment threshold of $5,000. That will get you the “Merchant Package,” which provides a reserve of gold that you can easily liquidate in an emergency. Regal Assets recommends this for those looking for immediate security without the hassle.
Regal Assets also offers scalable packages at higher price points, each with their advantages. For those looking to invest or build a retirement fund, Regal Assets recommends gold IRAs for $25,000 and up. At that point, the company uses specialists to design your portfolio with immediate profit potential.
If you’re interested in a more customizable portfolio (still with the help of a Regal Assets specialist), you may want to look into the “Kingship Portfolio,” which starts at $50,000. At this level, analysts help you maximize shorter-term gains while protecting you from inflation long-term.
As of June 2020, the company’s fees are low. Regal Assets charges no additional rates for rollover, transfers, or storage and administration fees for the first year. After your initial year with the company, prices for administration and storage rise to $190 if the account contains only metals. If it has a mix of precious metals and other assets, then the storage fee is $230.
Storage Options
Regal Assets take storage seriously. The company has several options available to its customers and enlists many partnerships with the top vault providers in the world to help give them peace of mind. They aim to make it easy to secure storage without any separate accounts or hidden complexities.
Their primary recommendation is the segregated storage option, which puts your gold or silver in the vault of a fully insured, third-party custodian. As part of your Regal Assets gold IRA, you can arrange to have your metals sent directly to one of more than 100 vaults around the world. There will be no pooling or shared ownership with other investors; your coins and bars are stored separately, and regularly audited and verified by an independent party.
Additionally, your account is fully insured for the total value of your holdings. After paying Regal Assets a flat yearly fee, you can access their storage options easily, get your metals delivered to your home anytime, and receive regular custody certificates documenting your holdings.
The Company’s Social Media
You can find more about the company on Facebook, Twitter, and YouTube. They have more than 108,000 followers across all their platforms, and more than 1,400 positive reviews.
FAQs
What is a gold IRA?
A gold IRA is quite similar to a traditional IRA, but with a gold IRA instead of simply investing in paper currency and other paper-based assets, you can invest in gold.
Other forms of precious metal IRAs allow investors to own metals like silver, platinum, and palladium (the most commonly purchased four, along with gold). However, gold IRAs are the most popular metal, given the stability associated with them.
Why include gold in an IRA fund?
A gold IRA works the same way as a regular IRA. By including gold or other precious metals, you can better protect your money from the bigger market fluctuations to which other commodities and funds are subject.
Over time, economic trends become uncertain, and the U.S. dollar is declining. That can mean your investment portfolio isn’t worth as much as it once was, and your assets will lose value.
Although gold vacillates in price, it’s a relatively stable investment — for thousands of years, there has always been a supply and a demand for the metal. Although no one knows what will happen in the future, that’s about as sure a bet as you can get in investing. That makes gold a great addition to balance your retirement portfolio and insulate your wealth from decline.
Does a gold IRA earn interest like a traditional IRA?
Because the investment is tied up in the value of the commodity, a gold IRA does not earn interest in the same way. Rather the value of your gold is measured by the price of the coins, bars, or other gold you own.
How much is the gold in my IRA worth?
That will depend on the type of gold you invest in, how much you own, and the current value for gold.
Like everything in the market, gold’s price is determined by the supply and demand for the product. Because gold is used for everything from investment to jewelry to electronics, it is a stable commodity, meaning there is always a guaranteed demand for it. Though the price of gold oscillates through time, it will always be worth something, unlike other investments.
That means that while gold may not necessarily accrue wealth in the same way that your other mutual funds might, it can insulate its value from the marketplace’s swings and better protect your wealth.
Is a gold IRA tax-free?
Your tax advisor would be the safest person to ask about how local tax laws apply to your gold IRA. Generally, gold IRAs follow the same tax rules as other IRAs.
How can I set up a gold IRA if I already have an IRA or 401(k)?
Regal Assets offers two options: a transfer and a rollover. In a direct transfer, you can move money directly from one IRA into another. Transfers can be made as often as you’d like.
For a rollover, you would be the intermediary between the two IRA accounts. Once you’ve received a distribution from your first account, you can deposit it into a Regal Assets gold IRA account.
Closing Thoughts
These days, gold is one of the safest investments you can make. But to ensure that you’re doing it right, it’s best to work with a professional to arrange the best care and value for your investment portfolio.
If you think you might want help figuring out what asset holdings are right for you, we can help. Reach out today and see how our friendly and knowledgeable staff can help you navigate the gold IRA market.
